Cascade Bancorp (Bancorp) is a bank holding company. Bancorp and its wholly owned subsidiary, Bank of the Cascades (the Bank), operates Central, Southern and Northwest Oregon, as well as in the greater Boise/Treasury Valley, Idaho area. The Bank provides commercial real estate loans, real estate construction and development loans, commercial and industrial loans, as well as consumer installment, line-of-credit, credit card, and home equity loans. The Bank originates residential mortgage loans that are typically sold on the secondary market. The Bank provides consumer and business deposit services, including checking, money market, and time deposit accounts and related payment services, Internet banking, electronic bill payment and remote deposits. In addition, the Bank serves business customer deposit needs with a suite of cash management services. The Bank also provides trust-related services to its clientele.