Cass Information Systems, Inc. (Cass) is a financial holding company. The Company is a provider of payment and information processing services to manufacturing, distribution and retail enterprises across the United States. The Company provides transportation invoice rating, payment, audit, accounting and transportation information to a range of companies. The Company operates in two segments: Information Services and Banking Services. The Information Services segment provides transportation, utility, telecommunication and invoice processing and payment services to corporations. The Banking Services segment provides banking services primarily to privately held businesses and churches. In January 2011, Cass opened an office in Breda, Netherlands, to support the Company�s multinational information processing clients. On January 6, 2012, the Company acquired the assets of Waste Reduction Consultants, Inc., provider of environmental expense management services.