Cass Information Systems, Inc. (Cass) is a provider of payment and information processing services. The Company provides transportation invoice rating, payment processing, auditing, accounting and transportation information. It is also a processor and payer of energy invoices, including electricity, gas, waste, and other facility related expenses. The Company operates in two segments: Information Services and Banking Services. The Information Services segment provides transportation, energy, telecommunication, and environmental invoice processing and payment services to large corporations. The Banking Services segment provides banking services primarily to privately held businesses, and churches and church-related ministries. The Company, through its wholly owned bank subsidiary, Cass Commercial Bank, also provides commercial banking services.