Cape Bancorp, Inc. (Cape Bancorp) is a bank holding company of Cape Bank (the Bank). The Bank is a New Jersey chartered savings bank. The Bank is a community bank focused on providing deposit and loan products to retail customers and to small and mid-sized businesses. Its loans include commercial mortgages, commercial business loans, residential mortgage loans, home equity loans and lines of credit (HELOC) and construction loans. Its retail and business banking deposit products include checking accounts, money market accounts, savings accounts and certificates of deposit. It offers banking services to individuals and businesses located in its primary market area of Cape May and Atlantic Counties, New Jersey and through its market development offices (MDOs). Colonial Bank, FSB is a wholly owned subsidiary of the Company. It has approximately 22 banking centers in Southern New Jersey.