Cape Bancorp, Inc. (Cape Bancorp) is the bank holding company of Cape Bank (the Bank). The Bank is a New Jersey chartered savings bank. The Bank is a community bank focused on providing deposit and loan products to retail customers and to small and mid-sized businesses from its fourteen full service branch offices. It attracts deposits from the general public and uses those funds to originate a variety of loans, including commercial mortgages, commercial business loans, residential mortgage loans, home equity loans and lines of credit (HELOC) and construction loans. Its retail and business banking deposit products include checking accounts, money market accounts, savings accounts, and certificates of deposit. It offers banking services to individuals and businesses predominantly located in its primary market area of Cape May and Atlantic Counties, New Jersey and through its market development offices (MDOs).