Atlanticus Holdings Corporation (Atlanticus) is primarily focused on providing financial services. Through the Company's subsidiaries, the Company offers financial products and services to a market represented by credits risks that regulators classify as sub-prime. The Company specializes in providing this second look credit service in various industries across the United States. Using the Company's global infrastructure and technology platform, the Company also provides loan servicing activities, including underwriting, marketing, customer service and collections operations for third parties. The Company manages its business activities through two reportable segments: Credit Cards and Other Investments, and Auto finances.