Atlanticus Holdings Corporation (Atlanticus) is engaged in providing financial services. The Company offers an array of financial products and services. The Company operates through two segments: Credit and Other Investments, and Auto Finance. Within its Credit and Other Investments segment, it offers point-of-sale financing whereby it partners with retailers and service providers to provide credit to their customers for the purchase of goods and services or rental of merchandise to their customers under rent-to-own arrangements. Through its Credit and Other Investments segment, it engages in testing and limited investment activities in consumer finance technology platforms. Within its Auto Finance segment, its CAR subsidiary operations principally purchase and service loans secured by automobiles from or for a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here, pay-here, used car business.