Conn’s, Inc. is a holding company which through its retail stores, provides products and services to its customer base in Texas, Arizona, Louisiana, Oklahoma and New Mexico. The Company offers products and services, including home appliances, furniture and mattresses, consumer electronics, home office equipment, lawn and garden products, repair service agreements, installment credit programs and various credit insurance products through retail sales outlets. The Company operates in two segments: Credit and Retail. The Company’s activities are supported through service, warehouse and distribution system. The Company’s retail stores bear the Conn’s or Conn’s HomePlus name and deliver the same products and services to a common customer group.