Community Partners Bancorp is a bank holding company. The Company�s wholly owned banking subsidiaries are The Town Bank (Town Bank) and Two River Community Bank (Two River). Two River is a state-chartered commercial bank engaged in the business of commercial and retail banking. The Bank offers a range of banking services, including demand, savings and time deposits and commercial and consumer/installment loans to small and medium-sized businesses, not-for-profit organizations, professionals and individuals principally in Monmouth and Union counties, New Jersey. The Bank also offers its customers numerous banking products, such as safe deposit boxes, a night depository, wire transfers, money orders, travelers checks, automated teller machines, direct deposit, telephone and Internet banking and corporate business services. The Bank operates 15 banking offices in Monmouth and Union counties, New Jersey and a non-banking operations facility.