Citizens Republic Bancorp, Inc. is a diversified banking and financial services company that is registered as a bank holding company. The Company provides a range of banking and financial services to individuals and businesses through its banking subsidiary, Citizens Bank (the Bank). These services include deposit products, loan products and other consumer-oriented financial services, such as safe deposit and night depository facilities, wealth management services and Automated Teller Machines (ATMs). It operates along five business lines: Regional Banking, Specialty Consumer, Specialty Commercial, Wealth Management, and Other. Its other services include specialized financing, treasury management services and transfer/collection facilities. The Company conducts its operations through 219 offices and 248 ATM locations throughout Michigan, Wisconsin, and Ohio.