Dime Community Bancshares, Inc. is a unitary savings and loan holding company. The Company operates through Dime Savings Bank of Williamsburgh. The Bank's principal business is focused on gathering retail deposits, and lending them primarily as multifamily residential, commercial real estate and mixed-use loans; the deposits are also invested in mortgage-backed securities (MBS), obligations of the U.S. Government and Government Sponsored Entities (GSEs), and corporate debt and equity securities. The Bank's revenues are derived principally from interest on its loan and securities portfolios, and other investments. The Bank's primary sources of funds are deposits; loan amortization, prepayments and maturities; MBS amortization, prepayments and maturities; investment securities maturities, and sales and advances from the Federal Home Loan Bank of New York (FHLBNY).