Donegal Group Inc. (DGI) is an insurance holding company whose insurance subsidiaries offer personal and commercial lines of property and casualty insurance to businesses and individuals in 22 Mid-Atlantic, Midwestern, New England and Southern states. The Company has four segments: its investment portfolio, its personal lines of insurance, its commercial lines of insurance and its investment in Donegal Financial Services Corporation (DFSC). Donegal Mutual Insurance Company (Donegal Mutual) provides facilities, personnel and other services to the Company and its insurance subsidiaries. The Company�s insurance operations include personal lines of insurance and commercial lines of insurance. The personal lines of insurance include Private passenger automobile policies and Homeowners policies. Its commercial lines of insurance include Commercial automobile policies, Commercial multi-peril policies and Workers� compensation.