First Capital Bancorp, Inc. is a bank holding company. The Company conducts its primary operations through its wholly owned subsidiary, First Capital Bank (the Bank). The Bank is a community oriented financial institution that offers a full range of banking and related financial services to small and medium-sized businesses, professionals and individuals through a network of around eight branch locations. The Bank offers deposit services, including checking accounts, negotiable order of withdrawal (NOW) accounts, savings accounts, money market accounts, certificates of deposit and individual retirement accounts. The Bank also offers other services, such as safe deposit boxes, cash management services, traveler's checks, investment advisory services, selected on-line and mobile banking services, and a small and medium-sized businesses courier service.