First Defiance Financial Corp. (First Defiance) is a unitary thrift holding company that focuses on traditional banking and property and casualty, life and group health insurance products. The Company operates through its subsidiaries, First Federal Bank of the Midwest (First Federal or the Bank), First Insurance Group of the Midwest, Inc. (First Insurance) and First Defiance Risk Management Inc. First Federal's banking activities include originating and servicing residential, commercial, and consumer loans and providing a range of depository services. First Insurance's activities consist primarily of selling property and casualty, life and group health insurance products. First Defiance Risk Management is a wholly owned insurance company subsidiary of the Company, which insures the Company and its subsidiaries against risks of the operations of the Company. At December 31, 2014, the Company had consolidated assets of $2.18 billion and consolidated deposits of $1.76 billion.