First Defiance Financial Corp. (First Defiance) is a unitary thrift holding company. The Company through its subsidiaries, First Federal Bank of the Midwest (First Federal) and First Insurance Group of the Midwest, Inc. (First Insurance), focuses on traditional banking and property and casualty and life and group health insurance products. Its banking activities include originating and servicing residential, commercial, and consumer loans and provides a trust and wealth management service. Its insurance activities consist primarily of commissions relating to the sale of property and casualty and life and group health insurance products. First Federal is a savings bank and it is primarily engaged in community banking. First Insurance offers property and casualty insurance, life insurance and group health insurance, and conducts business in the Defiance, Archbold, Maumee, Oregon, Bryan and Bowling Green, Ohio areas.