First Financial Holdings, Inc. (First Financial) operates through its wholly owned subsidiary, First Federal Savings and Loan Association of Charleston (First Federal) and loan association. Other subsidiaries of First Financial include First Southeast Insurance Services, Inc. (First Southeast Insurance), which is an insurance agency; Kimbrell Insurance Group, Inc. (Kimbrell), which is a managing general insurance agency; First Southeast 401(k) Fiduciaries, Inc. (First Southeast 401(k)), which provides retirement plan consulting and administrative services, and First Southeast Investor Services, Inc. (First Southeast Investors), which is a registered broker-dealer. On September 30, 2011, the Company sold its managing general insurance agency subsidiary, Kimbrell Insurance Group, Inc. In April 2012, its wholly owned subsidiary, First Federal Bank, acquired five retail banking branches located in Hilton Head, South Carolina from Liberty Savings Bank, FSB.