First Federal of Nrthrn Michgn Bancp Inc  

(Public, NASDAQ:FFNM)   Watch this stock  
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+0.10 (1.83%)
Mar 2 - Close
NASDAQ real-time data - Disclaimer
Currency in USD
Range 5.48 - 5.56
52 week 4.69 - 6.30
Open 5.48
Vol / Avg. 34,978.00/7,931.00
Mkt cap 20.50M
P/E 10.86
Div/yield 0.02/1.44
EPS 0.51
Shares 3.73M
Beta -0.31
Inst. own 18%

Key stats and ratios

Q3 (Sep '14) 2013
Net profit margin 37.98% 0.62%
Operating margin 37.98% 0.62%
EBITD margin - 8.74%
Return on average assets 2.44% 0.03%
Return on average equity 23.92% 0.23%
Employees 71 -
CDP Score - -


ALPENA, MI 49707
United States - Map
+1-989-3569041 (Phone)
+1-989-3548671 (Fax)

Website links

External links

Analyst Estimates - MarketWatch
SEC Filings - EDGAR Online
Major Holders - MSN Money


First Federal of Northern Michigan Bancorp, Inc. is a non-diversified unitary savings and loan holding company. First Federal of Northern Michigan Bancorp, Inc. owns First Federal of Northern Michigan (the Bank). First Federal of Northern Michigan is a full-service, community-oriented savings bank, which provides financial services to individuals, families and businesses from eight full-service facilities located in Alpena, Emmet, Iosco, Otsego, Montmorency, Cheboygan and Oscoda Counties, Michigan. First Federal of Northern Michigan�s business consists of accepting deposits from the general public and investing those deposits, together with funds generated from operations and borrowings, in one- to four-family residential mortgage loans, commercial real estate loans, commercial business loans, consumer loans and in investment securities and mortgage-backed securities.

Officers and directors

Martin A. Thomson Independent Chairman of the Board
Age: 65
Bio & Compensation  - Reuters
Craig A. Kus President, Chief Operating Officer
Age: 60
Bio & Compensation  - Reuters
Jerome W. Tracey Executive Vice President, Chief Lending Officer
Age: 54
Bio & Compensation  - Reuters
Eileen Budnick Director- Financial Reporting and Accounting, Treasurer, Corporate Secretary
Age: 38
Bio & Compensation  - Reuters
Richard L. Crittenden Director
Bio & Compensation  - Reuters
Timothy E. Fitzpatrick Director
Bio & Compensation  - Reuters
James E. Kraenzlein Director
Age: 42
Bio & Compensation  - Reuters
Michael W. Mahler Director
Age: 50
Bio & Compensation  - Reuters
Christopher B. McCoy Director
Bio & Compensation  - Reuters