First Federal of Nrthrn Michgn Bancp Inc  

(Public, NASDAQ:FFNM)   Watch this stock  
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+0.02 (0.34%)
Jul 28 - Close
NASDAQ real-time data - Disclaimer
Currency in USD
Range     -
52 week 4.10 - 6.30
Open     -
Vol / Avg. 0.00/4,928.00
Mkt cap 17.13M
P/E 82.03
Div/yield 0.02/1.35
EPS 0.07
Shares 2.88M
Beta -0.46
Inst. own 21%

Key stats and ratios

Q1 (Mar '14) 2013
Net profit margin 10.70% 0.62%
Operating margin 10.70% 0.62%
EBITD margin - 8.74%
Return on average assets 0.42% 0.03%
Return on average equity 3.74% 0.23%
Employees 71 -
CDP Score - -


ALPENA, MI 49707
United States - Map
+1-989-3569041 (Phone)
+1-989-3548671 (Fax)

Website links

External links

Analyst Estimates - MarketWatch
SEC Filings - EDGAR Online
Major Holders - MSN Money


First Federal of Northern Michigan Bancorp, Inc. is a non-diversified unitary savings and loan holding company. First Federal of Northern Michigan Bancorp, Inc. owns First Federal of Northern Michigan (the Bank). As of December 31, 2011, First Federal of Northern Michigan Bancorp, Inc. had deposits of $150.6 million. First Federal of Northern Michigan is a full-service, community-oriented savings bank, which provides financial services to individuals, families and businesses from eight full-service facilities located in Alpena, Emmet, Iosco, Otsego, Montmorency, Cheboygan and Oscoda Counties, Michigan. First Federal of Northern Michigan�s business consists of accepting deposits from the general public and investing those deposits, together with funds generated from operations and borrowings, in one- to four-family residential mortgage loans, commercial real estate loans, commercial business loans, consumer loans and in investment securities and mortgage-backed securities.

Officers and directors

Martin A. Thomson Independent Chairman of the Board
Age: 64
Bio & Compensation  - Reuters
Michael W. Mahler President, Chief Executive Officer, Director
Age: 49
Bio & Compensation  - Reuters
Jerome W. Tracey Executive Vice President, Chief Lending Officer
Age: 53
Bio & Compensation  - Reuters
Eileen Budnick Director- Financial Reporting and Accounting, Treasurer, Corporate Secretary
Age: 36
Bio & Compensation  - Reuters
James E. Kraenzlein Director
Bio & Compensation  - Reuters
Thomas R. Townsend Independent Director
Age: 61
Bio & Compensation  - Reuters
Gary C. VanMassenhove Independent Director
Age: 66
Bio & Compensation  - Reuters