Harleysville Savings Financial Corporation is the bank holding company for Harleysville Savings Bank (the Bank). The Bank operates from six full-service offices located in Montgomery County, Pennsylvania. Its market area includes Montgomery County and Bucks County. As of September 30, 2010, it had $528.1 million of deposits. Its business consists of attracting deposits from the public and business customers through a variety of deposit programs and investing such deposits in first mortgage loans secured by residential properties in its market area. It also originates a variety of consumer loans, home equity loans and lines of credit also secured by residential properties in its lending area. It provides a range of commercial loans and commercial real estate loans to customers in its market area. It serves its customers through its full-service branch network, as well as through remote automated teller machine (ATM) locations, the Internet and telephone banking.