Heartland Financial USA, Inc. is a multi-bank holding company. The Company has 10 bank subsidiaries in the states of Iowa, Illinois, Wisconsin, New Mexico, Arizona, Montana, Colorado and Minnesota, (collectively, the Bank Subsidiaries). All 10 Bank Subsidiaries are members of the Federal Deposit Insurance Corporation (FDIC). The Bank Subsidiaries include Dubuque Bank and Trust Company; DB&T Insurance, Inc., Galena State Bank & Trust Co., First Community Bank; Riverside Community Bank; Wisconsin Community Bank; New Mexico Bank & Trust; Rocky Mountain Bank; Arizona Bank & Trust; Summit Bank & Trust, and Minnesota Bank & Trust. The Bank Subsidiaries provide full service commercial and retail banking in the communities in which they are located. Deposit products offered by the Bank Subsidiaries include checking and other demand deposit accounts, savings accounts, money market accounts, certificates of deposit, individual retirement accounts, health savings accounts.