Middleburg Financial Corporation is a bank holding company. The Company conducts its primary operations through two wholly owned subsidiaries, Middleburg Bank and Middleburg Investment Group, Inc. The Company operates in a decentralized manner in three principal business activities, which include commercial and retail banking services through Middleburg Bank, wealth management services through Middleburg Investment Group, Inc. and mortgage banking services through Southern Trust Mortgage. Middleburg Bank�s services include various types of checking and savings deposit accounts, and the origination of business, real estate, development, mortgage, home equity, automobile and other installment, demand and term loans. Southern Trust Mortgage offers mortgage banking services to residential borrowers. Middleburg Investment Group offers wealth management services.