NASB Financial, Inc. is a unitary thrift holding company for North American Savings Bank, F.S.B. The Bank is engaged in providing a range of personal banking, investment and lending products in the Kansas City metro area. The Bank offers residential and commercial mortgages. The Bank has concentrated its lending activities on mortgage loans secured by residential and business property and development lending. Residential mortgage loans have either long-term fixed or adjustable rates. The Bank also has a portfolio of mortgage loans that are secured by multifamily, construction, development and commercial real estate properties. The Bank's commercial real estate loans are secured primarily by multi-family and non-residential properties. The Bank's available for sale securities include corporate debt securities, the United States Government sponsored agency securities and municipal securities. It offers customer and brokered deposit accounts.