People’s United Financial, Inc. is a savings and loan holding company. The Company through People’s United Bank and its subsidiaries, provides commercial banking, retail and business banking and wealth management services to individual, corporate and municipal customers. The Company offers: brokerage, financial advisory services, investment management services and life insurance, equipment financing and other insurance services. The Company’s operating segments include: Commercial Banking, and Retail and Business Banking. The Company’s commercial banking consists of commercial real estate lending, commercial and industrial lending and commercial deposit gathering activities. The Company’s retail and business banking includes business lending, consumer and business deposit gathering activities, consumer lending and merchant services.