Peoples Bancorp Inc. (Peoples) is a financial holding company that offers a range of financial services and products, including commercial and retail banking, insurance, brokerage and trust services, through its principal operating subsidiary, Peoples Bank, National Association (Peoples Bank). Peoples offers a range of financial products and services to its customers through its financial service locations and automated teller machines (ATMs) in Ohio, West Virginia and Kentucky, as well as well as telephone and Internet-based banking. These products and services include various demand deposit accounts, savings accounts, money market accounts and certificates of deposit; commercial, consumer and real estate mortgage loans (both commercial and residential); debit cards; credit cards through an affiliated marketing agreement; corporate and personal trust services; safe deposit rental facilities and travelers checks, money orders and cashier’s checks.