Preferred Bank (the Bank) is an independent commercial bank in California focusing on the Chinese-American market. The Bank provides personalized deposit services, as well as real estate finance, commercial loans and trade finance to small and mid-sized businesses and their owners, entrepreneurs, real estate developers and investors, professionals and high-net worth individuals. It provides a range of deposit and loan products and services to customers primarily in categories, such as real estate financing, middle market business, international travel finance, private banking and professionals. The Bank conducts banking business from its office in downtown Los Angeles, California and 12 full-service branch banking offices in Los Angeles, Orange and San Bernardino Counties. It markets its services and conducts its business primarily in Los Angeles, Orange, Ventura, Riverside and San Bernardino counties.