Palmetto Bancshares, Inc. is a regional bank holding company. Through the Company�s subsidiary, The Palmetto Bank (the Bank), it provides personalized community banking services to individuals and small to mid-size businesses, including retail banking (including mortgage and credit cards), commercial banking (including business banking, treasury management and merchant services), and wealth management (including trust, brokerage, financial planning and insurance) throughout its primary market area of northwest South Carolina. The Company, through the Bank, is primarily engaged in the business of commercial and retail banking through its 25 branches in the Upstate. As of December 31, 201, it also had automatic teller machines (ATM), including three deposit-accepting ATMs, and six limited service offices located in retirement centers in the Upstate, and one leased brokerage office in Greenville County.