Patriot National Bancorp, Inc. (Bancorp) is a holding company for Patriot National Bank (the Bank). The Bank offers a range of consumer and commercial banking services to individuals, small and medium-sized businesses and professionals. The Bank offers consumer and commercial deposit accounts that include: checking accounts, interest-bearing negotiable order of withdrawal (NOW) accounts, insured money market accounts, time certificates of deposit, savings accounts, individual retirement accounts (IRAs) and health savings accounts (HSAs). Other services include Internet banking, bill paying, remote deposit capture, debit cards, money orders, traveler�s checks and automated teller machines (ATMs). The Bank conducts business at its office located in Stamford, Connecticut and at other Connecticut branch offices located in Darien, Fairfield, Greenwich, Milford, Norwalk, Stamford, Southport, Trumbull, Westport and Wilton.