QC Holdings, Inc. provides financial services, such as payday loans and installment loans, through its retail branches and Internet lending operations. The Company operates through its wholly owned subsidiaries, QC Financial Services, Inc., QC Loan Services, Inc., QC E-Services, Inc., QC Canada Holdings Inc. and QC Capital, Inc. The Company operates in three segments: Branch Lending, Centralized Lending and E-Lending. The Branch Lending segment includes the Company's retail branches that offer payday loans, installment loans, credit services, open-end credit, check cashing services, title loans, debit cards, money transfers and money orders. The Centralized Lending segment includes long-term installment loans (signature loans and auto equity loans) that are centrally underwritten. The E-Lending segment includes the Internet lending operations in the United States and Canada. QC Canada Holdings Inc. is the 100% owner of Direct Credit Holdings Inc. and its wholly owned subsidiaries.