SI Financial Group, Inc. is a savings and loan holding company for Savings Institute Bank and Trust Company (the Bank). The primary product offerings include savings, checking and deposit accounts, certificates of deposit, residential and commercial mortgage loans, commercial business loans and consumer loans. Additionally, wealth management services, which include trust, financial planning, investment services and life insurance, are offered to individuals and businesses. The Bank attracts deposits from the general public and uses those funds to originate one- to four-family residential, multi-family and commercial real estate, commercial business and consumer loans. The Company�s subsidiaries include Savings Institute Bank and Trust Company and SI Capital Trust II.