Summit State Bank (the Bank) is a state-chartered commercial bank operating a traditional community banking business within its primary service area of Sonoma County in California. The Bank operates through five offices located in Santa Rosa, Rohnert Park, Healdsburg and Petaluma. The Bank provides a range of financial services to small-to medium-sized businesses, and their owners and employees, professionals and professional associations, entrepreneurs, high-net-worth families, foundations, estates and to individual consumers. The Bank offers depository and lending services include a variety of transaction, money market, savings and time deposit account alternatives. The Bank's lending activities are directed primarily towards commercial real estate, construction and business loans. The Bank utilizes its subsidiary Alto Service Corporation for its deed of trust services.