S&T Bancorp, Inc. (S&T) is a bank holding company. The Company operates through its subsidiaries, which include S&T Bank, 9th Street Holdings, Inc. and STBA Capital Trust I. It also owns a one-half interest in Commonwealth Trust Credit Life Insurance Company (CTCLIC). S&T operates in three segments namely Community Banking, Wealth Management and Insurance. The Company’s community banking segment offers services, which include accepting time and demand deposits, originating commercial and consumer loans and providing letters of credit and credit card services. The wealth management segment offers discount brokerage services, services as executor and trustee under wills and deeds, guardian and custodian of employee benefits, other trust services and as a registered investment advisor. The insurance segment includes a full-service insurance agency offering commercial property and casualty insurance, group life and health coverage, employee benefit solutions and personal insurance lines.