The Bancorp, Inc. is a financial holding company, which operates through its subsidiary, The Bancorp Bank (the Bank), a chartered commercial bank located in Wilmington, Delaware. The Company operates through four business segments: specialty finance, payments, corporate and discontinued operations. The specialty finance segment includes commercial mortgage loan sales, small business administration loans, leasing and security backed lines of credit and deposits generated by those business lines. The payments segment includes prepaid cards, card payments, automated clearing house (ACH) processing and healthcare accounts. The corporate segment includes the Company's investment portfolio. Through the Bank, the Company also provides banking services nationally, which include private label banking, institutional banking, card payment and other payment processing and health savings accounts.