Texas Capital Bancshares, Inc. is a bank holding and a financial holding company. The Company is the parent of Texas Capital Bank, National Association (the Bank). It offers a range of loans, deposit accounts and other financial products and services. It offers commercial loans for general corporate purposes, including financing for working capital, internal growth, acquisitions and financing for business insurance premiums; real estate term and construction loans; mortgage finance lending; equipment leasing; treasury management services; wealth management and trust services, and letters of credit. It provides banking services for its individual customers, such as personal wealth management and trust services; certificates of deposit; interest bearing and non-interest bearing checking accounts with features, such as Visa debit/automatic teller machine cards and overdraft protection; traditional money market and savings accounts; loans, both secured and unsecured, and Internet banking.