United Fire Group, Inc. engaged in the business of writing property and casualty insurance and life insurance and selling annuities through a network of independent agencies. The Company operates its business in two segments: property and casualty insurance and life insurance. Property and casualty insurance includes commercial insurance, personal insurance, surety bonds and assumed reinsurance. Life insurance includes deferred and immediate annuities, universal life products and traditional life (primarily single premium whole life insurance) products. The Company sells products through home office in Cedar Rapids, Iowa, and four regional locations: Westminster, Colorado, a suburb of Denver; Webster, Texas; Pennington, New Jersey; and Rocklin, California.