Unico American Corporation is an insurance holding company. The Company underwrites property and casualty insurance through its insurance company subsidiary; provides property, casualty, and health insurance through its agency subsidiaries; and provides insurance premium financing and membership association services through its other subsidiaries. It receives its revenue from earned premium derived from the insurance company operations, commission and fee income generated from the insurance agency operations, finance charges and fee income from the premium finance operations, and investment income from cash generated from the insurance company operation. The insurance company operation generates approximately 89% of the Company�s total revenue. The Company�s remaining operations constitute a variety of specialty insurance services.