Xenith Bankshares, Inc. (Xenith Bankshares) is a bank holding company of Xenith Bank (the Bank). The Company�s services and products consist primarily of taking deposits from, and making loans to, its target customers within its target markets. It provides a selection of commercial and retail banking products, including commercial and industrial loans and commercial and residential real estate loans and select consumer loans. The Company also offers a range of checking, savings and treasury products, including remote deposit capture, automated clearing house transactions, debit cards, 24-hour ATM access, and Internet banking and bill pay service.