Xoom Corporation (Xoom) is engaged in the digital consumer-to-consumer international money transfer business. The Company offers money transfer services from the United States to around 32 countries and its cross-border bill payment services from the United States to approximately five countries. Xoom's solutions offer its customers a way to send money to, and pay bills for family and friends from any Internet-enabled location. The Company's operating platform provides various solutions for transferring funds internationally, such as origination, funding, disbursement and transaction processing. The Company's technology platform includes a customer interface which enables customers to send transactions from its Website, mobile Website or mobile application, using a computer, a tablet or a mobile phone; a risk management system; a transaction processing platform, and a disbursement integration platform. The Company provides its services under the XOOM brand.