United Bank of India (UBI) is an India-based bank. The Bank is providing the service of inward money transaction from overseas locations. UBI operates business through two segments, which include Treasury Operations and Banking Operations. The Bank has three overseas branches one each at Kolkata, New Delhi and Mumbai. The Bank offers financial services through a network of approximately 789 branches, spread across the state of West Bengal. The bank has four sponsored regional rural banks (RRB), which include Assam Gramin Vikash Bank (AGVB) in Assam; Bangiya Gramin Vikash Bank (BGVB) in West Bengal; Tripura Gramin Bank (TGB) in Tripura, and Manipur Rural Bank (MRB) in Manipur, which is operating in approximately 53 districts with total number of 1,144 branches. The RRBs provides national electronic funds transfer (NEFT), real time gross settlement (RTGS), SMS and Debit Card facilities.