First Horizon National Corporation (Corporation) is a bank holding company. Through its financial subsidiary, First Tennessee Bank National Association (the Bank) and its other banking-related subsidiaries, the Corporation provides diversified financial services. The Company operates in five business segments: regional banking, capital markets, national specialty lending, mortgage banking and corporate. During the year ended December 31, 2008, the Company’s subsidiaries had over 200 business locations in 15 states of the United States, Hong Kong, and Tokyo. In 2008, the Bank had 202 financial center bank branch locations in three states: 191 branches in 17 Tennessee counties, two branches in Georgia and nine branches in Mississippi. Financial center bank branches provide a range of banking services. The Bank also has off-premises automated teller machines (ATMs) and support offices in its banking markets, and offices associated with its headquarters in Memphis, Tennessee.