The Ryland Group, Inc. is engaged in home building and a mortgage financing activity. The Company consists of six operating business segments: four geographically determined homebuilding regions; financial services, and corporate. The Company's homebuilding operations consist of four regional segments, referred to as North, Southeast, Texas and West. The homebuilding segments specialize in the sale and construction of single-family attached and detached housing. In addition to building single-family detached homes, the homebuilding segments also build attached homes, such as town homes, condominiums and some mid-rise buildings that share common walls and roofs. The Company's financial services segment provides loan origination, and offers mortgage, title, escrow and insurance services. Corporate is a non-operating business segment with the sole purpose of supporting operations.