The Chubb Corporation (Chubb) is a holding company for several, separately organized, property and casualty insurance companies referred to informally as the Chubb Group of Insurance Companies (the P&C Group). The P&C Group provides property and casualty insurance to businesses and individuals worldwide. The P&C Group is divided into three business units: Chubb Personal Insurance, Chubb Commercial Insurance and Chubb Specialty Insurance. Chubb Commercial Insurance offers a range of commercial insurance products, including coverage for multiple peril, casualty, workers� compensation and property and marine. Chubb Specialty Insurance offers a variety of professional liability products for privately and publicly owned companies, financial institutions, professional firms, healthcare and not-for-profit organizations. Chubb Specialty Insurance also includes its surety business.