Citizens, Inc.  

(Public, NYSE:CIA)   Watch this stock  
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+0.07 (1.29%)
Real-time:   2:03PM EDT
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Currency in USD
Range 5.43 - 5.50
52 week 5.28 - 8.43
Open 5.43
Vol / Avg. 11,536.00/58,705.00
Mkt cap 275.45M
P/E     -
Div/yield     -
EPS -0.14
Shares 49.08M
Beta 1.04
Inst. own 19%
May 7, 2015
Q1 2015 Citizens Inc Earnings Release (Estimated)
Mar 12, 2015
Q4 2014 Citizens Inc Earnings Call
Mar 11, 2015
Q4 2014 Citizens Inc Earnings Release
More events from DailyFinance »    

Key stats and ratios

Q1 (Mar '15) 2014
Net profit margin 0.76% -2.83%
Operating margin 0.63% -1.21%
EBITD margin - 9.37%
Return on average assets 0.12% -0.49%
Return on average equity 0.66% -2.58%
Employees 306 -
CDP Score - -


400 E Anderson Ln
AUSTIN, TX 78752-1224
United States - Map
+1-512-8377100 (Phone)
+1-512-8369785 (Fax)

Website links

External links

Analyst Estimates - MarketWatch
SEC Filings - EDGAR Online
Major Holders - MSN Money


Citizens, Inc. (Citizens) is an insurance holding company serving the life insurance needs of individuals in the United States. The Company operates in three segments: Life Insurance, Home Service and Other Non-insurance Enterprises. Its core insurance operations include issuing and servicing the United States Dollar-denominated ordinary whole life insurance and endowment policies predominantly to high net worth, high income foreign residents, principally in Latin America and the Pacific Rim, through independent marketing consultants; ordinary whole life insurance policies to middle income households concentrated in the midwest and southern United States through independent marketing consultants, and final expense and limited liability property policies to middle and lower income households in Louisiana, Arkansas, and Mississippi through employee and independent agents in its home service distribution channel.

Officers and directors

Harold E. Riley Chairman of the Board, Chief Executive Officer
Age: 86
Bio & Compensation  - Reuters
Trading Activity - Yahoo Finance
Rick D. Riley Vice Chairman of the Board, President, Chief Corporate Officer
Age: 61
Bio & Compensation  - Reuters
Trading Activity - Yahoo Finance
Kay E. Osbourn Chief Financial Officer, Executive Vice President, Treasurer
Age: 48
Bio & Compensation  - Reuters
Geoffrey M. Kolander Executive Vice President, General Counsel, Corporate Secretary
Age: 39
Bio & Compensation  - Reuters
Dottie S. Riley Vice President - Employee Relations, Director
Age: 79
Bio & Compensation  - Reuters
E. Dean Gage Independent Director
Age: 72
Bio & Compensation  - Reuters
Terry S. Maness Independent Director
Age: 67
Bio & Compensation  - Reuters
Steven F. Shelton Independent Director
Age: 59
Bio & Compensation  - Reuters
Robert B. Sloan Jr. Independent Director
Age: 66
Bio & Compensation  - Reuters
Grant G. Teaff Independent Director
Age: 81
Bio & Compensation  - Reuters