Fremont General Corporation (Fremont General) is a financial services holding company. Fremont General’s financial services operations are consolidated within Fremont General Credit Corporation (FGCC), through its California industrial bank subsidiary, Fremont Investment & Loan (FIL). FIL offers certificates of deposit and savings and money market deposit accounts through its 22 retail banking branches in California. During the fiscal year ended December 31, 2006, the Company was engaged in the commercial and residential (consumer) real estate lending businesses on a nationwide basis. In June 2008, the Company filed a voluntary petition for relief under Chapter 11 of the United States Bankruptcy Code.