Global Payments Inc. (Global Payments) is a provider of payment solutions for merchants, value added resellers, enterprise software providers, financial institutions, Government agencies and independent sales organizations. The Company also provides payment and digital commerce solutions. The Company operates in two business segments: North America merchant services and International merchant services. North America merchant services segment, which sell its services through direct sales, trade associations, integrated payment technology, agent and enterprise software providers and value added reseller referral arrangements, ISOs, as well as telesales groups. International merchant services segment, which provides indirect merchant acquiring services. The Company�s operations are located in North America, Europe, Asia-Pacific region and Brazil.