The Goldman Sachs Group, Inc. (Goldman Sachs) is a global investment banking, securities and investment management company. The Company operates in four segments: Investment Banking, Institutional Client Services, Investing & Lending and Investment Management. The Investment Banking segment provides investment banking services to corporations, financial institutions, investment funds and governments. The Institutional Client Services segment facilitates client transactions and makes markets in fixed income, equity, currency and commodity products, primarily to corporations, financial institutions, investment funds and governments. The Investing & Lending segment invests in and originates loans to provide financing to clients. The Investment Management segment provides investment management services and offers investment products to institutional and individual clients.