HCI Group Inc. (HCI) is a holding company. The Company operates through its subsidiary, Homeowners Choice Property & Casualty Insurance Company, Inc. (HCPCI), and provides property and casualty homeowners� insurance, condominium-owners� insurance, tenants� insurance, and dwelling fire insurance to individuals owning or occupying property in the state of Florida. HCI provides reinsurance services through its subsidiary, Claddaugh Casualty Insurance Company Ltd. The Company provides real estate services, which includes office buildings and over 19 acres of waterfront property on Florida�s Gulf coast, through its subsidiary, Greenleaf Capital. HCI�s information technology operations include web-based products and applications for mobile devices. The operations are focused on developing products or services with back-office technology. The technologies for its insurance operations are under its Exzeo brand.