M.D.C. Holdings, Inc. (MDC) is a United States-based company. It operates in two business segments: homebuilding and financial services. The homebuilding operations consist of wholly owned subsidiary companies, which purchase finished lots for the construction and sale of single-family detached homes to homebuyers under the name Richmond American Homes. The homebuilding operations operates in four business segments: West (Arizona, California and Nevada); Mountain (Colorado and Utah); East (Maryland, Virginia and Delaware Valley), and other homebuilding (Florida and Illinois). The financial services and other segment consists of HomeAmerican Mortgage Corporation (HomeAmerican), which originates mortgage loans for the homebuyers; American Home Insurance Agency, Inc. (American Home Insurance), which offers third-party insurance products to the homebuyers, and American Home Title and Escrow Company (American Home Title), which offers title agency services to the Company and homebuyers.