McGraw Hill Financial, Inc. is a benchmarks and ratings, analytics, data and research provider. The Company operates its business through four segments: Standard & Poor's Ratings Services (S&P Ratings), S&P Capital IQ and SNL Financial LC (SNL), S&P Dow Jones Indices (S&P DJ Indices) and Commodities & Commercial (C&C). S&P Ratings is an independent provider of credit ratings, research and analytics, and offers investors and market participant's information, ratings and benchmarks. S&P Capital IQ and SNL is a provider of digital and traditional financial research, and analytical tools for capital market participants. S&P DJ Indices is an index provider that maintains a range of indices to meet various investor needs. The Company's Commodities & Commercial segment consists of business-to-business companies specializing in the commodities and commercial markets that deliver their customers access to information, data, analytic services and pricing benchmarks.