National Bank of Greece S.A. (NBG) is a diversified financial services company. The Bank is engaged in commercial banking business. Its segments include Retail Banking, Corporate and Investment Banking, Global Markets and Asset Management, Insurance, International Banking Operations and Other. The Retail Banking segment includes individual customers, professionals, small-medium and small sized companies in Greece. The Corporate and Investment Banking segment includes lending to all large and medium-sized companies, shipping finance and investment banking activities. The Global Markets and Asset Management segment includes all treasury activities, private banking and stock brokerage. The International Banking operations include the Bank's operations in over 10 countries outside Greece. It provides insurance services to individuals and companies through its subsidiary Ethniki Insurance Group (EH). The Other segment includes real estate management, hotel and warehousing business.