Higher One Holdings, Inc. (Higher One) is a provider of technology and payment services to the higher education industry. The Company provides a comprehensive suite of disbursement and payment solutions specifically designed for higher education institutions and their students. It also provides campus communities with student-oriented banking services. For its higher education institution customers, the Company offers OneDisburse Refund Management disbursement service. Its disbursement service facilitates financial aid and other refunds to students. For students and other campus community members, the Company offers OneAccount service that includes a Federal Deposit Insurance Corporation (FDIC)-insured deposit account provided by the Company�s bank partner, OneCard, which is a debit MasterCard automated teller machine (ATM) card, and other retail banking services. In August 2013, the Company announced that it has acquired a social payments solution from PayDivvy, Inc.