The Phoenix Companies, Inc. (Phoenix), is a provider of life insurance and annuity products. The Company provides these products and services through a variety of third-party financial professionals and intermediaries, supported by wholesalers and financial planning specialists, such as national and regional broker-dealers, financial planning firms, advisor groups, banks, insurance companies and brokerage general agencies. Through life products the Company offers a variety of life insurance products, including universal life, variable universal life, term life and other insurance products. The Company’s annuity products offer a variety of variable annuities to meet the accumulation and preservation needs of the affluent and high-net-worth market. In January 2009, the Company completed the spin-off of Virtus Investment Partners, Inc. In November 2009, the Company announced that it formed a distribution company, Saybrus Partners, Inc.