Prudential plc (Prudential) is an international financial services group, with operations in Asia, the United States and the United Kingdom. Prudential is structured around four main business units: Prudential Corporation Asia (incorporating the asset management business, Eastspring Investments), Jackson, Prudential UK insurance operations and M&G. It offers life insurance, and health and protection products, such as health, disability, critical illness, and accident coverage products. It also provides selected personal lines property and casualty insurance, group insurance, institutional fund management and consumer finance. The Company also provides long-term savings and retirement products to retail and institutional customers, as well as fixed annuities, variable annuities, and institutional products, including guaranteed investment contracts, funding agreements, and medium-term note funding agreements.