Universal American Corp., is a health insurance company. The Company primarily serves the growing Medicare population by providing Medicare Advantage products. The Company operates in Senior Market Opportunity—Medicare segment which provides growth opportunities in providing products, particularly health insurance, to the growing senior market. Medicare Shared Savings—Accountable Care Organizations segment is designed to improve beneficiary outcomes and increase value of care. The Company also operates in Medicaid Program, Dual Eligibles and Health Benefits Exchanges segment. The Company provides health insurance to low-income families and individuals with disabilities. Medicaid beneficiaries are dual eligibles, low-income seniors and people with disabilities who are enrolled in both Medicaid and Medicare.