Wells Fargo & Company is a bank holding company. It has three operating segments: Community Banking Wholesale Banking and Wealth, Brokerage and Retirement. It provides retail, commercial and corporate banking services through banking stores and offices, the Internet and other distribution channels to individuals, businesses and institutions in 50 states, the District of Columbia and in other countries. It provides other financial services through subsidiaries engaged in various businesses, principally wholesale banking, mortgage banking, insurance agency and brokerage services, mortgage-backed securities servicing and venture capital investment. In September 2011, it acquired ISU Stetson-Beemer Insurance. On February 1, 2012, the Company acquired Burdale Financial Holdings Limited and the portfolio of Burdale Capital Finance Inc. from Bank of Ireland. In April 2012, it acquired the North American reserved-based and related diversified energy lending business of BNP Paribas.